OPay - Oride, OPay QR, Airtime, Transfer & more

OKash makes it easy for you to access credit anytime, anywhere.

Loan Products:

Tenure: We will require your repayment from 91 days to 365 days*.

Loan Amount: from NGN 3,000 to NGN 50,000.

Interest Rate: With a minimum of 0.1% up to 1%

Our interest rate is calculated on a daily basis. Annual interest rates from 36.5% to 360%.

Origination Fee: Range from NGN 1,229 – NGN 6,000 for one-time charge

For example, 91-day loan payment terms have a processing fee of 41% and interest of 9.1%. For the loan processed with principal amount of NGN 3,000, the processing fee would be NGN 1,229, the interest would be NGN 273, the total amount due would be NGN 4,502

When it comes to money and lifestyle, security is as important as accessibility. OPay is a mobile wallet developed by Opera and designed for Android and IOS devices. It allows you to live a life of ease and comfort with the touch of a button on your phone.

With OPay, you can order a cheap bike ride with ORide, make and receive payment with OPay QR, make payment for data and airtime, transfer money, order food with OFood and more.

As all the functions are integrated into the OPay platform, you do not need to have so many apps on your phone, you can do all the things with one app.

Features

● Hail a bike (ORide): With OPay you can hail a bike and pay instantly from your OPay account. Refer a friend to use ORide and you get coupons to enjoy free rides with ORide.

● Payment by scanning (OPay QR): You can pay and receive money by just scanning the OPay QR code, without cash. It's very convenient, fast, safe and free of charge.

● Mobile data (Airtime): Purchase airtime for family or friends from any network with the OPay app.

● Send and request money (Transfer): Choose from your contact book or type in a phone number to send or request money for free.

● Multiple funding options (Add Money): Funding your wallet is so easy. You can fund from your bank app or by adding your cards.

● Subscribe for cable TV (TV): You can pay for your GOTV, DSTV and STARTIMES subscription using OPay and the beauty is we don’t charge any convenience fee.

● Electricity bill (Electricity): You can pay for your prepaid electricity with OPay and we don’t charge any convenience fee.

● Order food (OFood): You can order food from your favourite and best restaurants from the OPay app.

● Cash in/out: Find a nearby agent on the app to cash in or cash out for unbanked users

● Betting: Fund your Bet9ja and SupaBet wallet from your OPay

● Hail a bus (OBus): You can hail a public bus from OBus for a safe, comfortable and affordable, which can aid payment and ease the stress of commuting in Lagos

● Capital Investment (OWealth): You can use OPay’s investment platform OWealth for investment where you can invest as low as N500 and receive returns on your investment

AGENT

You can also be an OPay agent in your neighbourhood and make good money from commissions on transactions from users. Go to https://operapay.com/agent-signup or contact us on WhatsApp : 2349066722924 or email us at support@opay.team.

Keep in touch:

Twitter – http://twitter.com/OPAY_NG/

Facebook – http://facebook.com/opay.ng/

Instagram – http://instagram.com/opay.ng/

Customer service inquiries:

support@opay.team

Address: 16B Emina Cresent, Off Toyin Street, Ikeja, Lagos State, Nigeria

End User Terms:

By downloading and/or using this product, you acknowledge and agree to the End User Licence Agreement and the Privacy Statement at http://operapay.com/tac

OKash Address:Room 301, Japaul House, Plot 8 Dr Nurudeen Olowopopo Way, Central Business District, Ikeja, lagos, Nigeria

OKash使您可以随时随地轻松获得信贷。

贷款产品：

任期：我们将要求您在91天到365天之间还款*。

贷款额：3,000尼日利亚奈拉至50,000尼日利亚奈拉。

利率：最低为0.1％，最高为1％

我们的利率是每天计算的。年利率从36.5％降至360％。

始发费：一次性收费范围为NGN 1,229 – NGN 6,000

例如，91天的贷款还款期的手续费为41％，利息为9.1％。对于本金为3,000列弗的贷款，处理费为1,229列弗，利息为273列弗，应付款总额为4,502列弗

在金钱和生活方式方面，安全性与可及性一样重要。 OPay是Opera开发的一款移动钱包，专为Android和IOS设备而设计。只需触摸一下手机上的按钮，您就可以过上轻松自在的生活。

使用OPay，您可以使用ORide订购廉价的自行车，使用OPay QR进行付款和接收付款，为数据和通话时间付款，转账，使用OFood订购食物等等。

由于所有功能都已集成到OPay平台中，因此您的手机上不需要有这么多的应用程序，因此您只需一个应用程序即可完成所有操作。

功能

●冰雹自行车（ORide）：使用OPay，您可以冰雹自行车并通过OPay帐户立即付款。推荐朋友使用ORide，您将获得优惠券以享受ORide的免费乘车服务。

●通过扫描付款（OPay QR）：您只需扫描OPay QR码即可付款，无需现金。这是非常方便，快速，安全且免费的。

●移动数据（通话时间）：使用OPay应用程序从任何网络购买家人或朋友的通话时间。

●发送和请求付款（转帐）：从通讯录中选择或输入电话号码以免费发送或请求付款。

●多种供款方式（添加资金）：为您的钱包供款非常简单。您可以通过银行应用或添加卡进行注资。

●订阅有线电视（）：您可以使用OPay支付GOTV，DSTV和STARTIMES的订阅费用，而且美丽的是我们不收取任何便利费。

●电费单（电费）：您可以使用OPay支付预付费电费，我们不收取任何便利费。

●订购食物（OFood）：您可以通过OPay应用程序从自己喜欢的餐厅和最好的餐厅订购食物。

●兑现/兑现：在应用程序上找到附近的代理商以为没有银行账户的用户兑现或兑现

●投注：通过OPay筹集您的Bet9ja和SupaBet钱包

●下车（OBus）：您可以从OBus上来一辆公共巴士，以确保安全，舒适和负担得起，这可以帮助付款并缓解拉各斯的通勤压力

●资本投资（OWealth）：您可以使用OPay的投资平台OWealth进行投资，您可以投资至低至N500并获得投资回报

代理商

您也可以成为您所在社区的OPay代理商，并从用户的交易佣金中赚钱。请访问https://operapay.com/agent-signup或通过WhatsApp与我们联系：2349066722924或通过support@opay.team向我们发送电子邮件。

保持联系：

Twitter – http://twitter.com/OPAY_NG/

Facebook – http://facebook.com/opay.ng/

Instagram – http://instagram.com/opay.ng/

客户服务查询：

support@opay.team

地址：尼日利亚拉各斯州伊凯贾Toyin Street Off Emina Cresent 16B

最终用户条款：

通过下载和/或使用此产品，您承认并同意http://operapay.com/tac上的最终用户许可协议和隐私声明。

OKash地址：尼日利亚拉各斯伊凯贾市中央商务区Nurudeen Olowopopo Way 8号地块Japaul House 301室